Low Fixed Interest Credit Cards
How to find Low Fixed Interest Credit Cards
The top credit card providers are Visa, MasterCard, American Express, Discover but there are other as well. They offer cards through banks and companies that creatively offer incentives. Searching a website like creditcards.com will give you an overview of the different features available and what the best rates are. This will give you some names of credit card companies that you might be able to work with. Some of the credit card companies to investigate are: Chase, CitiBank, CapitalOne and Discover. Those will likely have many offers for you to select from and you can find one with rates that match your expectations.
The Best Low Fixed Interest Credit Cards
When you look for low fixed interest credit cards you may give up some of the other features. You might have to choose between
1. Low Interest
2. Cash Back
3. Miles/Trip bonuses
4. Annual Fee
5. Custom Printing or extra cards
Be aware of:
*Changing Rates – Some credit cars companies build into their plans that after a few months or maybe the first year your rates will jump substantially.
*Hidden Fees – If you are not aware of annual fees, over limit fees etc this low interest option may cost you more in the long run.
Low Fixed Interest Credit Cards are available in all areas and you should take your time in selecting the best one for your financial needs.
15 Year Fixed Refinance Mortgage Rates
Cunning home owners are the ones who are looking for a 15 Year Fixed Refinance Mortgage Rates. If you know that a slightly higher monthly payment than a 30 year fixed mortgage rate will result in your mortgage being paid off in half the time, then you are one of the cunning home owners. The rates are also much better than 30 year mortgage loans. Banks feel much better when they can get their money back faster. They can make more money by lending it out again and again and are therefore compelled to give you better rates than other longer loans.
Why will 15 Year Fixed Refinance Mortgage Rates not double my payment?
That’s really simple and basic math and you may be way ahead of us on this. The interest that you pay because of a lower payment on a 30 year home loan mortgage rate is so significant that shortening the length of your loan will not double your payment. As soon as you make the very first payment, the extra that you paid towards the loan principle will stop incurring interest that otherwise would have been adding up for the next 29 years and 11 months.
What is I can not afford the 15 Year Fixed Refinance Mortgage Rates?
There are other ways to work on saving money on your home loans. If you are not fortunate enough to qualify for the lower 15 Year Fixed Refinance Mortgage Rates you can still save money on your interest payments. If you start making even slightly higher payments than the required minimum payments you will save the interest on your loans for years to come.